OUR PROCESS
Professional Advisory Services helps people ensure they have necessary assets to meet their lifetime income goals. When working with individuals, we use our vast planning expertise to develop solutions that focus on capital preservation and growth strategies to meet each person’s unique needs.
We have helped hundreds of people make the transition into retirement by implementing successful planning strategies that improve their lives. We view our planning process as a fluid activity which, when integrated with our wealth management services, creates the best opportunities for individuals to gain and maintain financial independence indefinitely
Step one: The Interview
The initial meeting focuses on the client's needs and listening to his/her investment concerns. This includes discussing past investment experience and current investment needs. The advisor also gives personal attention to determine the client's financial needs relating to income, retirement lifestyle, and financial planning considerations. The implications lead to creative investment and client specific solutions.
Step two: The Questionnaire
As part of the interview, we will review background information and complete a profile. This portion of the questionnaire is critical to the success of the relationship. Special circumstances are evaluated and considered such as income from various sources, specific tax events, planning withdrawals, or other unique factors to the client. Providing recent investment statements and, if needed, recent tax returns and trust documents also aid in understanding the client's investment needs.
Step three: Investment Objective
The investment objective is chosen after careful consideration and discussion between the client and the portfolio manager. The importance of this step cannot be overstated. Our portfolio managers bring their wealth of education and experience to bear in aiding the client to formulate their objective. It is the investment objective that drives the portfolio selection process that determines the majority of future returns.
Step four: Portfolio Selection
Growth, Moderate & Balanced are portfolios offered to meet clients needs. Each portfolio is tailored to match the client's tolerance for risk, need for returns and potential performance in given markets. Portfolios are monitored daily and changes are made to preserve returns and facilitate further growth as market opportunities become evident.
Step five: Execution
The investment plan is implemented over an appropriate time period, waiting for advantageous entry points into individual securities and dollar cost averaging into the market. The portfolio is monitored daily and investment decisions are made to preserve client assets and make them grow. Periodic reviews are held with the client. Portfolio adjustments may be made to reflect change in income needs or other client-specific events.
Professional Advisory Services, Inc.
255 E. Santa Clara St., Suite 300
Arcadia, CA 91006
Tel: 626-294-4728
Home | Our Unique Approach | Distinct Advantages | Our Process | Common Questions | Firm Principals | Our Client Philosophy
You should carefully consider the investment objectives, risks, fees, and expenses before you invest. Securities & Investment Advisory Services offered through Girard Securities, Inc., a registered broker/dealer, member FINRA/SIPC and a SEC registered investment advisor. Professional Advisory Services is not a subsidiary of Girard Securities, Inc
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